Payment Calculator


Payment Details

Estimated Amount Financed:


While every attempt has been made to ensure the accuracy of the data displayed, the Dealership is not responsible for any errors or omissions. All prices plus tax, tags & $499 dealer processing fee (Not req. by law), Price includes Toyota customer cash but does NOT include recent college grad or active duty military rebates. Dealer installed options are not included in pricing. All vehicles subject to prior sale. Some vehicles may be demos. Retail sales only, not valid for fleet sales. Any disclaimer displayed in red or blue may amend the Dealer Disclaimer. University Toyota Internet discounts cannot be combined with any other advertised offer. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

Get Your Monthly Car Payment Estimate In a Few Clicks

After browsing our new and pre-owned vehicles and finding the car of your dreams, the next steps would be to begin the finance process. But before you drive on down from Fairmont to visit our finance team, did you know you can get an estimate of what your monthly car payments would look like? Our car finance payment calculator is easy to use and can get you an approximation of what your monthly car payments will look like. This is a great way to find a vehicle that fits into your budget without even having to leave your Kingwood home.

It’s important to stay within budget so that you don’t add unneeded stress to your finances. Fortunately, our inventory is comprehensive enough to offer something that’ll fit every budget, and with advanced finance tools like our car finance payment calculator, you’ll be able to find exactly what you need at University Toyota!

How to Use Our Finance Calculator?

Other dealerships in the Deep Creek, MD area might not be as advanced as we are, so it’s likely you’ve never used a finance calculator before. If this is the case, there’s no need to worry. Our car finance payment calculator is easy to use, and you only need a couple of pieces of information to get started.

Additionally, our finance calculator requires no commitment to give you an estimate. It’s really as easy as inputting the information you possess and hitting submit. There are truthfully no strings attached. Let’s take a look at what each field our finance calculator needs before providing you with a monthly car payment estimate:

  • Vehicle Price: The amount the vehicle costs. This is what you’ll likely be financing on a vehicle loan if you require one.
  • Interest Rate: The interest rate is the interest charge you can expect on your vehicle loan. This rate can change depending on your credit history.
  • Loan Term: Do you want your auto loan to be 48 months or 72 months? Keep in mind that the longer the term, the lower your monthly payments could be.
  • Down Payment: If you have money you can immediately put towards your auto loan, this is where you’d enter that amount.
  • Trade-In Value: Get your vehicle’s trade-in value with our trade-in tool. After receiving your vehicle’s value, you can enter it into this field. If you owe more money than your vehicle is worth, reach out to our finance team for assistance.

After all the necessary fields have been filled, you can simply click “Calculate Payments,” and you’ll be provided with an estimate of your future vehicle’s monthly payment.

Visit the University Toyota Finance Team Today!

If you’re ready to take the plunge and upgrade to one of our amazing vehicles, visit the finance team at University Toyota today for assistance. Whether you’re unsure about what you can afford monthly or you need help figuring out your credit score, you can apply for financing for more information. Otherwise, you can visit us in Morgantown or contact us online if you have further questions and concerns!